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Features & Account Opening

Members of PARAMA Credit Union are owners. As an owner, you can enjoy full access to all of PARAMA’s very competitive products and services with minimal or no service charges. Why do your banking anywhere else?

How To Join

A $40 share is purchased upon opening an account at Parama. As an owner, you can participate in PARAMA’s Annual General Meetings and cast your vote for Parama's Board of Directors. 

 

  • Pay no account or regular transaction fees on chequing and multiple-currency savings accounts. No charge for Interac e-transfers per month and free cheques!  There are  some services that attract minimal fees.
  • Digital banking services, including account alerts, notifications and smart phone cheque deposits ... and coast-to-coast surcharge-free ATMs on the Exchange® Network.
  • Registered deposits (such as your TFSA, RSP, RESP) are insured for an unlimited amount, unregistered deposits up to $250,000. Learn more about Deposit Insurance.
  • You will enjoy personalized and caring service from all of our professional Member Service Representatives. At PARAMA you are known by your name, not by a number.
  • Members have a voice, can vote at the AGM and influence how Parama Credit Union is managed.

JOIN NOW! 

Download Package

Personal Account Opening Package

Opening a Personal Account and becoming a Parama Member

 

Download Package

Business & Organization Account Opening Package

Opening a Business Account and becoming a Parama Member